Estimated Monthly Payment $1331.17 Amount Financed: $204,300 Purchase Price (-) Down Payment (+) VA Funding Fee VA Funding Fee: $4,300.00 One time fee paid to the VA to fund the loan. Calculated by type of service, loan amount, amount down and subsequent VA Loan usage. Estimated Taxes and Insurance: $250 Property Taxes are estimated at 1.2% of the home's value. Annual homeowners insurance is roughly 0.35% of the home's value but can vary based on insurer. Min. Household Income: $25,944 Based on the assumption that you have no other monthly debt payments. Maximum debt to income ratio should typically be no higher than 41-50%. Estimated Rate: Based on recent rates and your estimated credit score. Subject to change, rates can vary.
VA Specialist Misty

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VA Approved Lender

Veterans United is a VA approved
lender, not a government agency.

How the VA Loan Calculator Works

Our VA Loan Calculator gives you the opportunity to quickly and easily calculate your monthly payment for different loan amounts and home values. The calculator also determines your VA Funding Fee and factors that into your payment estimate.

VA Funding Fee Explained

The VA Funding Fee is paid directly to the Department of Veteran's Affairs and is the reason they can guarantee this no-money-down loan program. The Funding Fee is automatically financed in your VA Loan and calculated into your payments. The amount of the Funding Fee is determined by 4 factors. Loan amount, type of service, down payment (if any) and whether or not you have used your VA Loan in the past.

First Time Use
Down Payment Active Duty/Retired Guard/Reserve
$0 Down 2.15% 2.40%
5-10% Down 1.50% 1.75%
10% or More 1.25% 1.50%
Subsequent Use
Down Payment Active Duty/Retired Guard/Reserve
$0 Down 3.30% 3.30%
5-10% Down 1.50% 1.75%
10% or More 1.25% 1.50%

No Down Payment Necessary

The VA Loan requires no down payment, making it the most popular choice for loan programs among our Nation's past and present Military.

Term of Loan

VA Home Loans are available in 15- and 30-year terms. The most popular term for a VA Home Loan is 30-years because it lowers the payments substantially. The 15 year loan comes with a higher monthly payment, but also less interest paid out over the life of the loan.

Veterans United Home Loans

Veterans United Home Loans is the nation’s #1 dedicated VA lender, having financed more than $2.4 billion in VA Loans. Our team of dedicated VA home loan specialists are dedicated to supporting the men and women who serve our country with quality service on the path to home ownership.

Veterans United

See why more families choose Veterans United.

  • "A+" Rating with the Better Business Bureau
  • Streamlined VA loans process for military
  • Secured over $1 Billion in VA financing this year
  • Trusted & used by over 500,000 military families

Learn More About Veterans United

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